Now, 2009 is the Best time to buy a new car - Car Prices are low !

Timing is everything and if you're in the market for a new car, good timing can actually save you money. There are many times throughout the year when there are excellent deals on new cars. It seems, everywhere you turn, there are calendar year-end deals, model year-end deals, discounts, rebates, and other promotions.

So, when is the best time to buy and can consumers take advantage of these deals?

Now is the time to buy! 2009 – there will never be a better time to buy a car. There are big incentives out there and dealers are discounting like crazy as they try to get aging inventory off their lots.

Auto sales are forecast to stay low until at least the end of 2009.
You can even get a "FREE New Car Quote Online"
Buy a New Car Online


And while some think car prices will continue to drop, they probably won't. Manufacturers have been drastically cutting production. That means that inventories will get lower, manufacturers will have less need to pile on incentives and dealers won't be as worried about getting cars off their lots quickly.

2009 - from a price perspective, this really is the best time to buy.

Top 5 Career paths that offer good job prospects

Accountants
A bachelor's degree in accounting can get you started in this rapidly growing profession, which paid an annual average salary of $63,180 in 2007, according to The Bureau of Labor and Statistics (BLS).

Computer Software Engineer
If you enjoy math and computer science, you can earn your bachelor's degree in computer science or in computer engineering and become a computer software engineer. In 2007, you would have made a yearly average wage of $85,660.

Dental Hygienist
An online dental hygiene program can help prepare you for this lucrative career, which is expected to grow 30 percent by 2016. In 2007, dental hygienists made an annual average salary of $64,910.
Apply for Healthcare jobs on SnagAJob.com


Elementary Teacher
You'll need a bachelor's degree in education or another related field. Certification requirements vary by state, but in 2007 elementary teachers earned $50,040 on average, with the added bonus of time off during the year.

Nurse
Hospitals, doctors' offices, clinics, and nursing homes will need nurses with a bachelor's degree or an associate's degree from an approved nursing program. The 2.5 million nurses in this country made, on average, $62,480 annually in 2007.

Americans' Standard of Living Permanently Changed - “Damaged” by Stimulus and "The Worst Is Yet to Come"

Americans' Standard of Living has "permanently changed", “Damaged” by the Stimulus and the "Worst Is Yet to Come".

The American consumer is hurting in the face of a triple whammy:
• a burst housing bubble,
• financial market meltdown
• rising unemployment.

But "the worst is yet to come," Some economists and financial experts believe American's standard of living is undergoing a "permanent change" - and not for the better as a result of:
· An $8 trillion negative wealth effect from declining home values.
· A $10 trillion negative wealth effect from weakened capital markets.
· A $14 trillion consumer debt load amid "exploding unemployment", leading to "exploding bankruptcies."
· Unemployment

America, you do not have to be an economist or financial expert to come to this same conclusion. All you have to do is turn on the television or open the daily newspaper.

Petition Senate and Congress for tax credits for home energy efficiency and home improvements – Green Stimulus Plan

This is an open call to all Americans to petition your Senator and Congressman to immediate pass a personal tax credit for home improvements and renovations that increase energy efficiency. The improvements would reduce the use of electricity or other utilities for heating and cooling and stimulate the sluggish economy.

Top 3 Immediate Benefits from a needed home energy stimulus:
• the improvements would save energy consumption in America and reduce foreign oil dependence.

• the improvements would stimulate remodeling and construction business in America and would put more people to work.

• the individual homeowner would save money with the tax credit while improving the value of his home.

If you agree call or write your Senator or Congressman NOW !

Americans spent over $10.9 billion on medical care for their pets in 2008.

Survey results conducted by the American Pet Products Association estimates that Americans spent over $10.9 billion on medical care for their pets in 2008. Considering the current economic recession in the American economy this statistic is very impressive. Many veterinarians report that medical care for a family’s pet is a top concern for them regardless of what impact the cost may have on their monthly budget.
The attitude among many pet owners seems to be that they will not cut back on health care for their pets despite the current economic pressures that they are under.



Breakdown of money spent on pets for 2008 includes:
• Food - $16.9 Billion
• Veterinary care - $10.9 Billion
• Supplies and OTC medicine - $10.3 Billion
• Animal purchases - $2.1 Billion
• Pet services: grooming and boarding - $3.2 Billion

As you can see America loves their pets.

Top 5 Cities - Vacant Homes and Apartments in the City - Census Data

The Census Bureau released on Feb. 3 2009 the top cities with vacant homes and apartments based on fourth-quarter data. These rankings are a combination of rental and homeowner vacancy rates. Las Vegas is in the top spot followed by Detroit in 2nd. place. Atlanta came in 3rd., Greensboro, N.C. was 4th., and Dayton, Ohio 5th.
        Top Vacant Cities:
        1. Las Vegas
        2. Detroit
        3. Atlanta
        4. Greensboro, N.C.
        5. Dayton, Ohio

What does this mean to you? Well vacancy rates in these spots spell lots of empty neighborhoods in these cities. Las Vegas and Orlando, are largely victims of the recent housing bust. Other cities like Detroit and Dayton are casualties of the long industrial decline that has occured in America. The loss of manufacturing to the point that America is now a 2/3 service driven economy.

We need to get more manufacturing back to this country that will in turn create more jobs. The increase in jobs will in turn allow more people to buy homes and rent apartments.

United States National Debt tops $10 Trillion

U.S. NATIONAL DEBT CLOCK
The Outstanding Public Debt as of 4 Mar 2009 at 03:16:50 AM GMT is: $10,946,695,331,744.33

The estimated population of the United States is 305,750,788
so each citizen's share of this debt is $35,802.67.

The National Debt has continued to increase an average of
$3.71 billion per day since September 28, 2007!

Concerned? Then tell Congress and the White House!

America’s Got Talent – Las Vegas has gone Nuts

I must admit that I do not follow the “America’s Got Talent” television series but I got curious about a story I read about a prior winner. The 2007 winner was a ventriloquist named Terry Fator. I made it a point to view a video of Mr. Fator and was surprised at his ability and talent. He is very, very good. That being said, the thing that caught my attention was the story that he landed a 5 year $100 million deal at the Mirage Hotel in Las Vegas. That’s correct, $100 million for a talented ventriloquist. America is truly the land of opportunity or has gone completely nuts.

Is this another example of excess and misguided priorities in our society to go along with the overpaid athletes and Hollywood starlets? It is a shame that this country doesn’t financial reward other talented people as well. People like the fire fighters, policemen, nurses, teachers and other worthy professions that provide a valuable service. This is America 2009, a little shallower, a little more skewed and a bit confused in it’s priorities.

Don't rely on Stimulus Bill for a Job - Job Tips you need to know

There is no one surefire single resource to get that job.

You need to understand and use all of the resources available to you. Don’t let your biases get in the way. Everything makes sense.

Some good resources in addition to personal contacts are:
• third parties (employment agencies and executive search firms).
• help-wanted advertisements.
• management consulting firms.
• alumni placement services.
• professional and technical society placement services.

Be inventive and take initiative. It’s up to you to make the phone ring. Your results from any resource will be as worthwhile as your level of aggressiveness and persistence.

For more extensive job information visit Career and Jobs.

Valentine’s Day 2009 - What does a Girl get her Guy ?

I just amaze myself sometimes at how clever I can be. But
that’s what she loves about me. I can’t wait until Valentine’s day to see what she got me. Now the hard part is what do I get her?